{"id":5058,"date":"2021-08-05T15:29:31","date_gmt":"2021-08-05T20:29:31","guid":{"rendered":"https:\/\/www.bicsa.com\/deposits-certificates-2\/"},"modified":"2021-08-11T13:41:45","modified_gmt":"2021-08-11T18:41:45","slug":"deposits-certificates-2","status":"publish","type":"page","link":"https:\/\/www.bicsa.com\/en\/deposits-certificates-2\/","title":{"rendered":"Deposits \/ Certificates"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wl1t1w-fd02cbc7e622528091b790820cdaae2c\">\n.avia-section.av-wl1t1w-fd02cbc7e622528091b790820cdaae2c{\nbackground-color:#f2f2f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-wl1t1w-fd02cbc7e622528091b790820cdaae2c main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-v59b50-1a6b8db04d6c090b8895b888e41f40a5\">\n.flex_column.av-v59b50-1a6b8db04d6c090b8895b888e41f40a5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-v59b50-1a6b8db04d6c090b8895b888e41f40a5 av_three_fifth  avia-builder-el-1  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnmknuy-f031011d7a81e16affa32d9652a2540b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3>DEPOSITS \/ CERTIFICATES<\/h3>\n<p style=\"text-align:justify;\">\n    Now you can invest your capital in a safe and profitable investment account and get an attractive interest. Bicsa offers our local and foreign customers competitive rates and interest payments according to their convenience. <\/p>\n<p>    Our certificates are designed for Legal Entities with the purpose of obtaining the maximum yield with the lowest possible risk and competitive interest rates.<\/p>\n<p>    <strong><font color=\"#243174\">REGULAR FIXED TERM DEPOSITS<\/font><\/strong><\/p>\n<p style=\"text align justify\"> Our customers can invest their capital in a safe and reliable way and obtain attractive rates by opening fixed-term deposits and securing their capital for a stipulated period of time. The purpose is to obtain the maximum yield with the lowest possible risk and competitive interest rates <\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnml3gz-95f723ac3b3afd8aaa2538065de99b38 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Conditions<\/strong><\/h3>\n<ul>\n<li>Terms from 30 days to 5 years<\/li>\n<li>Minimum Opening Amount: US$10,000.00 in the Panama Office.<\/li>\n<li>Minimum Opening Amount: US$50,000.00 in the Miami Agency<\/li>\n<li>Interest rates according to the term<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmlbs3-774fb6ae6869be2d5b9b249d37f4dbc0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Benefits<\/strong><\/h3>\n<ul>\n<li>Expert advice on the placement of your funds.<\/li>\n<li>Support from a banking institution with the highest level of financial soundness.<\/li>\n<li>\n<p style=\"text-align:justify;\">Access to your account for consultations and transfers through our 24\/7<a class=\"chblue_link\" href=\"\/en\/ebanking\" style=\"color: rgb(0, 102, 153);\"> e-Banking <\/a> from anywhere in the world.<\/p>\n<\/li>\n<li>Availability to use your term deposit as collateral in bank loans.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmljqu-9fec772b5da9aac17061290494348f22 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Requirements<\/strong><\/h3>\n<ul>\n<li>Complete the General Customer Data and Opening Application. <\/li>\n<li>Articles of incorporation and its amendments.<\/li>\n<li>Recent certificate of the Public Registry. <\/li>\n<li>Valid personal identity card or passport of signatories. <\/li>\n<li>Bank references of the company. <\/li>\n<li>General resolution. <\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qqixjo-cb5a300869a1106fbff825e00739ab6b\">\n.flex_column.av-qqixjo-cb5a300869a1106fbff825e00739ab6b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-qqixjo-cb5a300869a1106fbff825e00739ab6b av_two_fifth  avia-builder-el-6  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-psyxw4-84093c300c74e171bc3e21db0c8fe114\">\n.avia-image-container.av-psyxw4-84093c300c74e171bc3e21db0c8fe114 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-psyxw4-84093c300c74e171bc3e21db0c8fe114 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-psyxw4-84093c300c74e171bc3e21db0c8fe114 av-styling- avia-align-center  avia-builder-el-7  el_before_av_textblock  avia-builder-el-first  mb-4'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-4331 avia-img-lazy-loading-not-4331 avia_image ' src=\"https:\/\/www.bicsa.com\/wp-content\/uploads\/2021\/07\/Property-House-e1648677258965.png\" alt='' title='Property House'  height=\"390\" width=\"333\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-ncy03o-61938b9b8ff741f3dda38b4131f81c25 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" >\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f3251-o1\" lang=\"es-ES\" dir=\"ltr\" data-wpcf7-id=\"3251\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/5058#wpcf7-f3251-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulario de contacto\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"3251\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f3251-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<h4>SOLICITE M\u00c1S INFORMACI\u00d3N\n<\/h4>\n<div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"50\" minlength=\"5\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombre completo\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"50\" minlength=\"5\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><br \/>\n<strong>Seleccione una opci\u00f3n<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"producto\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"producto\"><option value=\"Pr\u00e9stamos\">Pr\u00e9stamos<\/option><option value=\"Cuenta corriente\">Cuenta corriente<\/option><option value=\"Cuentas de ahorros\">Cuentas de ahorros<\/option><option value=\"Tarjeta de Cr\u00e9dito\">Tarjeta de Cr\u00e9dito<\/option><option value=\"Factoring\">Factoring<\/option><option value=\"Fideicomisos\">Fideicomisos<\/option><option value=\"Leasing\">Leasing<\/option><option value=\"Certificado de Deposito\">Certificado de Deposito<\/option><option value=\"Riesgos ambientales y sociales\">Riesgos ambientales y sociales<\/option><\/select><\/span><br \/>\n<strong><br \/>\nPa\u00eds<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"pais\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-countrytext wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-countrytext\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"pais\" \/><\/span><br \/>\n<strong> Asunto<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"asunto\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"asunto\"><option value=\"Consulta\">Consulta<\/option><option value=\"Sugerencia\">Sugerencia<\/option><option value=\"Reporte de Posible Fraude\">Reporte de Posible Fraude<\/option><option value=\"Queja\">Queja<\/option><option value=\"Afectaci\u00f3n ambiental\">Afectaci\u00f3n ambiental<\/option><option value=\"Otro\">Otro<\/option><\/select><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Comentario\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n<\/p>\n<div class=\"avia_textblock\" <p style=\"font-size: 0.9em; margin: 1.5em 0 0 0\"; line-height:1.65em;\">\n\t<p>Para m\u00e1s informaci\u00f3n sobre nuestras pr\u00e1cticas en el tratamiento de datos personales, consulte nuestro <a href=\"https:\/\/www.bicsa.com\/aviso-de-privacidad\/\">Aviso de Privacidad.<\/a>\n\t<\/p>\n<\/div>\n<\/form>\n<\/div>\n\n<\/div><\/section><\/p><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-2axc4k-a90e8be3ca1a73c5457c0af9c6c2b833 main_color avia-section-default avia-no-border-styling  avia-builder-el-9  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lfcn78-73e723873566095509ca725280911664\">\n.flex_column.av-lfcn78-73e723873566095509ca725280911664{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-lfcn78-73e723873566095509ca725280911664 av_one_full  avia-builder-el-10  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnms2py-6f6a4b864ae9966c3ef3ec9965634246 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><span style=\"color: #243174;\">LOCAL \/ FOREIGN FIXED TERM  DEPOSITS <\/span><\/strong><\/p>\n<table width=\"523\" border=\"0\">\n<tbody>\n<tr>\n<td> <strong>Term <\/strong><\/td>\n<td> <strong>Less than $100M <\/strong><\/td>\n<td> <strong>More than $100M <\/strong><\/td>\n<\/tr>\n<tr>\n<td>30 days<\/td>\n<td>0.15%<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>60 days<\/td>\n<td>0.50%<\/td>\n<td>0.75%<\/td>\n<\/tr>\n<tr>\n<td>90 days<\/td>\n<td>0.75%<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>120 days<\/td>\n<td>1.00%<\/td>\n<td>1.25%<\/td>\n<\/tr>\n<tr>\n<td>180 days<\/td>\n<td>1.50%<\/td>\n<td>1.75%<\/td>\n<\/tr>\n<tr>\n<td>1 year<\/td>\n<td>2.50%<\/td>\n<td>3.00%<\/td>\n<\/tr>\n<tr>\n<td>2 years<\/td>\n<td>3.25%<\/td>\n<td>3.50%<\/td>\n<\/tr>\n<tr>\n<td>3 years<\/td>\n<td>3.75%<\/td>\n<td>4.00%<\/td>\n<\/tr>\n<tr>\n<td>4 years<\/td>\n<td>4.25%<\/td>\n<td>4.50%<\/td>\n<\/tr>\n<tr>\n<td>5 years<\/td>\n<td>4.75%<\/td>\n<td>4.75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align:justify;\">\n    These prices will remain in effect until further notice.<\/p>\n<p>    Effective as of January 2018.<\/p>\n<\/div><\/section><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jcgyg4-bbc026625fee66d3ca56952b91df3a3b\">\n.avia-section.av-jcgyg4-bbc026625fee66d3ca56952b91df3a3b{\nbackground-color:#f2f2f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-jcgyg4-bbc026625fee66d3ca56952b91df3a3b main_color avia-section-default avia-no-border-styling  avia-builder-el-12  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hzup6s-cc2b323e489ad1962e4a4f1e37ab9ef8\">\n.flex_column.av-hzup6s-cc2b323e489ad1962e4a4f1e37ab9ef8{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-hzup6s-cc2b323e489ad1962e4a4f1e37ab9ef8 av_three_fifth  avia-builder-el-13  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnmsx0l-4d47d1974d4ea8be0d900f27585e471a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong><span style=\"color: #243174;\"> FIXED TERM DEPOSITS WITH VARIABLE RATES <\/span><\/strong><\/h3>\n<p style=\"text-align:justify;\">\n    A Term Placement that allows you to benefit from increases in international interest rates based on changes in the Libor rate. The bank assures you a return on your capital by negotiating a minimum rate for the entire term of the period, guaranteeing that your interest rate will never be less than the agreed limit.<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmt4gm-8d34cf20ab57a8548cb723d3095c75c3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Conditions<\/strong><\/h3>\n<ul>\n<li> Terms from 2 to 5 years.<\/li>\n<li> Minimum Opening Amount: US$50,000.00\n    <\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmtdtj-f098f0ca281d17dd616d243ba53ac7ad '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Benefits<\/strong><\/h3>\n<ul>\n<li>Support from a banking institution with the highest level of financial soundness.<\/li>\n<li>It is negotiable and transferable.<\/li>\n<li>The rate is established based on the Libor plus a spread according to the term and a minimum floor rate negotiated for the entire term of the deposit that will be applied if the resulting tax on each revision date is not higher than that fixed minimum limit. This ensures that your interest rate will never be less than the agreed limit.<\/li>\n<li>The placement of your resources at medium term allows you to benefit from increases in international interest rates based on changes in the 6-month LIBOR rate.<\/li>\n<li>\n<p style=\"text-align: justify;\">Access to your account for consultations and transfers through our 24\/7<a class=\"chblue_link\" style=\"color: #006699;\" href=\"\/en\/ebanking\"> e-Banking <\/a> from anywhere in the world.<\/p>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmtkcj-0338266d9d4aa382a6bca4a56ac17773 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Requirements<\/strong><\/h3>\n<ul>\n<li> Complete the application for Opening a Term Deposit. <\/li>\n<li>Complete the General Customer Data. <\/li>\n<li>Valid personal identity card or passport of the signatories. <\/li>\n<li>Bank References. <\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e9qdqs-f836103a536db78b5ddabd4419818dd7\">\n.flex_column.av-e9qdqs-f836103a536db78b5ddabd4419818dd7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-e9qdqs-f836103a536db78b5ddabd4419818dd7 av_two_fifth  avia-builder-el-18  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-czr2p0-7734e5f83dd0b8c4e6f97405d5004a3d\">\n.avia-image-container.av-czr2p0-7734e5f83dd0b8c4e6f97405d5004a3d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-czr2p0-7734e5f83dd0b8c4e6f97405d5004a3d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-czr2p0-7734e5f83dd0b8c4e6f97405d5004a3d av-styling- avia-align-center  avia-builder-el-19  el_before_av_textblock  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-4331 avia-img-lazy-loading-not-4331 avia_image ' src=\"https:\/\/www.bicsa.com\/wp-content\/uploads\/2021\/07\/Property-House-e1648677258965.png\" alt='' title='Property House'  height=\"390\" width=\"333\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-askuo4-a27631c360e55da933bbe2f9364198c7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" >\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f3251-o2\" lang=\"es-ES\" dir=\"ltr\" data-wpcf7-id=\"3251\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/5058#wpcf7-f3251-o2\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulario de contacto\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"3251\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f3251-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<h4>SOLICITE M\u00c1S INFORMACI\u00d3N\n<\/h4>\n<div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"50\" minlength=\"5\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombre completo\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"50\" minlength=\"5\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><br \/>\n<strong>Seleccione una opci\u00f3n<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"producto\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"producto\"><option value=\"Pr\u00e9stamos\">Pr\u00e9stamos<\/option><option value=\"Cuenta corriente\">Cuenta corriente<\/option><option value=\"Cuentas de ahorros\">Cuentas de ahorros<\/option><option value=\"Tarjeta de Cr\u00e9dito\">Tarjeta de Cr\u00e9dito<\/option><option value=\"Factoring\">Factoring<\/option><option value=\"Fideicomisos\">Fideicomisos<\/option><option value=\"Leasing\">Leasing<\/option><option value=\"Certificado de Deposito\">Certificado de Deposito<\/option><option value=\"Riesgos ambientales y sociales\">Riesgos ambientales y sociales<\/option><\/select><\/span><br \/>\n<strong><br \/>\nPa\u00eds<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"pais\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-countrytext wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-countrytext\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"pais\" \/><\/span><br \/>\n<strong> Asunto<\/strong><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"asunto\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"asunto\"><option value=\"Consulta\">Consulta<\/option><option value=\"Sugerencia\">Sugerencia<\/option><option value=\"Reporte de Posible Fraude\">Reporte de Posible Fraude<\/option><option value=\"Queja\">Queja<\/option><option value=\"Afectaci\u00f3n ambiental\">Afectaci\u00f3n ambiental<\/option><option value=\"Otro\">Otro<\/option><\/select><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Comentario\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n<\/p>\n<div class=\"avia_textblock\" <p style=\"font-size: 0.9em; margin: 1.5em 0 0 0\"; line-height:1.65em;\">\n\t<p>Para m\u00e1s informaci\u00f3n sobre nuestras pr\u00e1cticas en el tratamiento de datos personales, consulte nuestro <a href=\"https:\/\/www.bicsa.com\/aviso-de-privacidad\/\">Aviso de Privacidad.<\/a>\n\t<\/p>\n<\/div>\n<\/form>\n<\/div>\n\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-9ghvus-70f650e67f6d1686183d6c7716d6ffa2 main_color avia-section-default avia-no-border-styling  avia-builder-el-21  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7agllg-c5bbda61559c3120fe45902f8357dd2d\">\n.flex_column.av-7agllg-c5bbda61559c3120fe45902f8357dd2d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-7agllg-c5bbda61559c3120fe45902f8357dd2d av_one_full  avia-builder-el-22  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnmujpz-e222fd9ad6b5cfd66ee84260a28e052f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><span style=\"color: #243174;\">LOCAL\/ FOREIGN FLOATING RATE DEPOSITS<\/span> <\/strong><\/p>\n<table width=\"309\" border=\"0\">\n<tbody>\n<tr>\n<td> <strong>Term <\/strong><\/td>\n<td> <strong>Base rate <\/strong><\/td>\n<td> <strong>Minimum rate <\/strong><\/td>\n<\/tr>\n<tr>\n<td>2 years<\/td>\n<td nowrap=\"nowrap\">Libor 3 mo + 0.125%<\/td>\n<td>3.00%<\/td>\n<\/tr>\n<tr>\n<td>3 years<\/td>\n<td>Libor 3 mo + 0.25%<\/td>\n<td>3.25%<\/td>\n<\/tr>\n<tr>\n<td>4 years<\/td>\n<td>Libor 3 mo + 0.50%<\/td>\n<td>3.50%<\/td>\n<\/tr>\n<tr>\n<td>5 years<\/td>\n<td>Libor 3 mo + 0.50%<\/td>\n<td>3.75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">These prices will remain in effect until further notice.<\/p>\n<p>    Effective as of January 2018.<\/p>\n<\/div><\/section><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5w6yzo-247c24bf55dc289b94cab1b46eec67ae\">\n.avia-section.av-5w6yzo-247c24bf55dc289b94cab1b46eec67ae{\nbackground-color:#f2f2f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-5w6yzo-247c24bf55dc289b94cab1b46eec67ae main_color avia-section-default avia-no-border-styling  avia-builder-el-24  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4pj9hw-f2685a0947d299db377a46f8770c30c3\">\n.flex_column.av-4pj9hw-f2685a0947d299db377a46f8770c30c3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4pj9hw-f2685a0947d299db377a46f8770c30c3 av_one_half  avia-builder-el-25  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnmvxb9-00bdbb70c32b2186132d585402abb3c4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong> AT CALL DEPOSITS<\/strong><\/h3>\n<p>Placements of sight deposits where those customers who are required to keep liquidity in the short term, are able to obtain an attractive interest rate on said funds.<\/p>\n<p>    This Product allows making increases, decreases, or cancellations at the request of the customer. Interest is payable on monthly basis.<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmw6rn-2e28d29f5190192144ff4cb2b2d4a8ca '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Conditions<\/strong><\/h3>\n<ul>\n<li> Rate: 0.50%<\/li>\n<li> Minimum Opening Amount: US$ 100,000.00<\/li>\n<li> With established or defined expiration date.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmwdij-1e564a042eebf105b87ce77705124a6e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Benefits<\/strong><\/h3>\n<ul>\n<li> Expert advice on the placement of your funds.<\/li>\n<li> Support from a banking institution with the highest level of financial soundness.<\/li>\n<li>\n<p style=\"text-align:justify;\">Access to your account for consultations and transfers through our 24\/7<a class=\"chblue_link\" href=\"\/en\/ebanking\" style=\"color: rgb(0, 102, 153);\"> e-Banking <\/a> from anywhere in the world.<\/p>\n<\/li>\n<li> Availability to use your term deposit as collateral in bank loans.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmwk3y-0acd6cd532e708ac9e0a96972b5f29ba '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Requirements<\/strong><\/h3>\n<ul>\n<li> Investment instructions <\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ums90-1eaface4d9e1d4c2890188d5a58f4ba2\">\n.flex_column.av-2ums90-1eaface4d9e1d4c2890188d5a58f4ba2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ums90-1eaface4d9e1d4c2890188d5a58f4ba2 av_one_half  avia-builder-el-30  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-krnmx9ij-aca46a16bce942ba41dc8f386ad03811 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>CURRENT ACCOUNT IN FOREIGN CURRENC<\/strong><\/h3>\n<p> At BICSA, we offer the option of diversifying your assets in the foreign currency of your choice through term deposits at competitive rates in the following currencies:\n    <\/p>\n<ul>\n<li> Euros.<\/li>\n<li> Pound Sterling.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmxzsy-f2def21bfa9df97cb5ab68059ccdb45e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Conditions<\/strong><\/h3>\n<ul>\n<li> Minimum Opening Amount: US$100,000.000<\/li>\n<li> Interest paid upon expiration of the deposit.  <\/li>\n<li> Terms from 6 months to 3 years.\n    <\/li>\n<li> No collateral loans on deposits are allowed.<\/li>\n<li> Quotes will be subject to changes.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-krnmy5v5-f413fa27844840a32a3cc71515a3b39d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock card-round'  itemprop=\"text\" ><h3><strong>Further information<\/strong><\/h3>\n<p>To obtain further information on Deposits \/ Investment Certificates \u2013 Corporate Banking, write us <a class=\"chblue_link\" href=\"mailto:servicioalcliente@bicsa.com?subject=Deposits, Investment Certificates - Corporate Banking\" style=\"color: rgb(0, 102, 153);\"> at this email <\/a> and one of our executives will communicate with you.<\/p>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_5'  class='main_color av_default_container_wrap container_wrap sidebar_left'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small units'><div class='post-entry post-entry-type-page post-entry-5058'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"<p>Now you can invest your capital in a safe and profitable investment account and get an attractive interest. Bicsa offers our local and foreign customers competitive rates and interest payments according to their convenience.<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5058","page","type-page","status-publish","hentry"],"featured_image_src":null,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deposits \/ Certificates - BICSA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bicsa.com\/en\/deposits-certificates-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deposits \/ Certificates - BICSA\" \/>\n<meta property=\"og:description\" content=\"Now you can invest your capital in a safe and profitable investment account and get an attractive interest. 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