Environmental, Social and Governance (ESG) Risk Management

At BICSA, environmental, social, and governance (ESG) risk management is an integral part of our analysis and decision-making processes. Through SIGAS, we assess the activities we finance to identify potential risks, define mitigation measures, and promote the responsible management of environmental and social impacts associated with each transaction. This approach strengthens the quality of our decisions and contributes to the long-term sustainability of our credit portfolio.

As part of this framework, transactions are assessed and categorized according to their level of environmental and social risk, allowing us to apply monitoring and follow-up processes that are proportionate to each case. In this way, we reinforce prudent risk management, promote responsible business practices, and strengthen our commitment to the sustainable development of the region.