Fernando José Víquez Salazar
President Director
Master of Business Administration from the National University, San Diego, California, United States. He is President and owner operator of Hotel Pumilio S.A.; he was General Manager of Soluciones de Pago MB S.A.; General Manager of Banco de Soluciones BANSOL; Deputy General Manager of Banco de Costa Rica; Director of products and marketing of Scotibank de Costa Rica; held positions of Director of Personal Banking – Credit and Collection Manager – Credit Card Manager of Banco Interfin; was Financial Manager of Banco Banex.
He is currently a Director of the General Board of Directors of Banco de Costa Rica; Director of the Board of Directors of Operadora de Planes de Pensiones Complementararias S.A., of the BCR; and Director of the Board of Directors of BCR Sociedad Administradora de Fondos de Inversión S.A.
José Manuel Arias Porras
First Vice-President
Economist and Master in Business Administration from the INCAE Business School, with extensive experience in financial companies. He has held various financial positions in pensions, regulatory compliance, trusts, among others. Likewise, he served as General Manager of BAC San José Pensiones OPPC, S.A and as Compliance Officer of the BAC-Credomatic Group. Also, in 1988 he held the Head of Credit Cards at the National Bank of Costa Rica, leading the team that launched this product to the market. He held the Head of Financial Analysis at the National Bank of Costa Rica. He is recognized for his career in teaching at the University of Costa Rica, in the careers of Economics, Business Administration, he has also taught courses in the master’s degrees of “Banking and Capital Markets and Business Economics” and “Business Management”.
He is currently Director of the General Board of Directors of the National Bank of Costa Rica; President of the Board of Directors of BN Vital OPC S.A.; Director of the Board of Directors of BN Valores Puesto de Bolsa S.A.; and President of the Corporate Risk Committee
José Bernal Alvarado Delgado
Director – Treasurer
Master of Business Administration (MBA) with a concentration in Banking and Finance from the Inter-American University of Puerto Rico. He has extensive experience in the financial sector, insurance, pensions, and capital markets, having held senior leadership positions throughout his professional career. Within the INS Financial Group, he held several executive positions, including General Manager of INS Servicios S.A., General Manager of INS Pensiones OPC S.A., General Manager of INS Inversiones SAFI S.A., and General Manager of INS Valores Puesto de Bolsa S.A. He also served as Chairman of the Board of Directors of INS Operadora de Pensiones Complementarias S.A. and participated in various committees, including the Compliance Committee, Asset and Liability Committee (ALCO), Budget Committee, and Investment Committee. He also served on the Board of Directors of the Costa Rican Association of Stockbrokers and Related Entities (CAMBOLSA) and served as Treasurer of both CAMBOLSA and the Costa Rican Electronic Stock Exchange (Bolsa Electrónica de Valores de Costa Rica S.A.).
He is currently a Director of the General Board of Directors of the National Bank of Costa Rica (BNCR), a Director of the Board of Directors of BN Sociedad Corredora de Seguros S.A., and a Director of the Board of Directors of BN Centro de Procesos. He is also a member of the BNCR Corporate Information Technology Committee.
Lidia Marjorie Jiménez Varela
Independent Director
Degree in Economics and Master in Economics, Banking and Capital Markets. She has taken courses in banking and finance and has extensive experience in these subjects. She worked for public banks and regulatory entities inside and outside the country.
She is currently Director of the Board of Directors of BCR Corredora de Seguros S.A., and Director of the Corporate Risk Committee BCR Pensiones S.A.
Maricela Alpízar Chacón
Independent Director
Degree in Law and Notary Public from the University of Costa Rica, graduated from a Master’s Degree in Labor Law and Social Security from the UNED. She has a postgraduate specialization in Commercial Companies from the University of Castilla-La Mancha, Spain; studies in Human Resources Administration from the UCR and Specialization in Taxes from the TEC. She has extensive experience in notarial law, comprehensive advice on foreign investment, corporate, immigration, labor, banking, corporate and new investment law. She is a founding partner of ACS FIRMA DE ABOGADOS, a law firm in which she practices her profession liberally.
She is currently Director of the General Board of Directors of the National Bank of Costa Rica; President of the Board of Directors of BNCR Investment Fund Management Company (BNCR SAFI); Director of the Board of Directors of BN Corredora de Seguros S.A.; and President of the Corporate Compliance Committee.
