Regular Fixed-Term Deposits
Regular Fixed-Term Deposits
Our clients can invest their capital in a safe and reliable way and obtain attractive rates by opening a fixed term deposit by investing capital for a set period.
Conditions
- Panama Office
- Minimum opening amount $10,000.00
- Miami Office
- Minimum opening amount $50,000.00
- Terms from 30 days to 5 years
- Interest rate according to the term
Benefits
- Support from a banking institution with the highest financial soundness
- Access to your account for inquiries and transfers through our Online Banking 24 hours a day and from anywhere in the world
- Availability to use your term deposit as collateral for bank credits
- Attractive yields
Requirements
- Articles of incorporation of the company and all the amendments made
- Current legal status
- Power of Attorney (if applicable)
- A valid identification of each of the dignitaries, owners and * signatories. * Miami Office two (2) valid identifications required.
- Two bank references addressed to Banco Internacional de Costa Rica S.A
- Financial statements
- Last electrical or telephone bill
- Bank forms
For Private Investment Company, the following additional requirements should be considered:
- Private Investment Company Regulations and amendments, if applicable
- Legible copy of one (1) valid identification of the founders and beneficiaries of the Private Investment Company: Foreigners – passport / Panamanians – identity card
- Declaration of income or assets
Fees for Regular Fixed-Term Deposit Placements
Term | Rate |
---|---|
30 days | 0.50 |
60 days | 1.00 |
90 days | 1.50 |
180 days | 2.00 |
1 year | 3.00 |
2 years | 3.25 |
3 years | 3.75 |
4 years | 4.00 |
5 años | 4.50 |
* Reference Rates. Subject to change due to market conditions.
Further information
To obtain further information on Regular Fixed-Term Deposits – Corporate Banking, write us at this email and one of our executives will communicate with you.

Preferential Savings Account
PREFERENTIAL SAVINGS ACCOUNT
Conditions
- Applies only to the Panama office
- Minimum Opening Amount $250.00
Benefits
- Online Banking services with access to your account 24/7 from anywhere in the world – account balances, inquiries and funds transfers.
- Certified checks and Official checks
- We offer a wide selection of correspondent banks for transfers and payment orders
Requeriments
- Articles of incorporation of the company and all the amendments made
- Current legal status
- Power of Attorney (if applicable)
- A valid identification of each of the dignitaries, owners and signatories
- Two bank references addressed to Banco Internacional de Costa Rica S.A
- Financial statements
- Last electrical or telephone bill
- Bank forms
For Private Investment Company, the following requirements are considered:
- Private Investment Company, Regulations and amendments, if applicable
- Legible copy of one (1) valid identification of the founders and beneficiaries of the Private investment Company: Foreigners – passports / Panamanians – identity card
- Declaration of income or assets
Further information
To obtain further information on Preferential Savings Account – Corporate Banking, write us at this email and one of our executives will communicate with you.

Current Accounts
CURRENT ACCOUNTS
At BICSA, you can open your corporte Current account through which you can manage your resources and make number of payments through checks or transfers.
Conditions
Panama Office
- Minimum Opening Amount: US$2,000.00
Plaza Miami
- Minimum Opening Amount: US$25,000.00
Benefits
- Access to your account for consultations and transfers with our 24/7 Online Banking from anywhere in the world.
- Certified and Cashier checks.
- A wide range of correspondents for your transfers and payment orders.
Requirements
- Articles of incorporation of the company and all the amendments made.
- Current legal status
- Power of Attorney (if applicable)
- A valid identification of each of the dignitaries, owners and * signatories. * Miami Office two (2) valid identifications (required)
- Two bank references addressed to Banco Internacional de Costa Rica S.A
- Financial statements
- Last electrical or telephone bill
- Bank forms
For Private Investment Company, the following requirements should be considered additional:
- Private Investment Company, Regulations and amendments, if aplicable
- Legible copy of one (1) valid identification of the founders and beneficiaries of the Private Investment Company.
- Declaration of income or assets
Further information
To obtain further information on current accounts – Corporate Banking, write us at this email and one of our executives will communicate with you.

Money Market Accounts
MONEY MARKET ACCOUNTS
Now your checkbook earns interest!
The Corporate Money Market Account is a tiered rate interest bearing checking account designed for clients with high account balances payable monthly at competitive rates. Rates are paid based on the level of funds maintained.
Conditions
Panama Office
- Minimum Opening Amount: US $ 10,000.00
- Allows 4 debits and transfers monthly
Miami Office
- Minimum Opening Amount: US $ 50,000.00
- Allows 6 debits and transfers monthly
Benefits
- Interest paid on account balances maintained
- Online Banking services with access to your account 24/7 from anywhere in the world – account balances, inquiries and funds transfers.
- Certified Checks and Official Checks
- We have an extensive list of intermediary banks to facilitate your wire transfers and payment orders
Requirements
- Articles of incorporation of the company and all the amendments made
- Current legal status
- Power of Attorney (if applicable)
- A valid identification of each of the dignitaries, owners and * signatories. * Miami Office two (2) valid identifications (required)
- Two bank references addressed to Banco Internacional de Costa Rica S.A
- Financial statements
- Last electrical or telephone bill
- Bank forms
For Private Investment Company, the following requirements should be considered additional:
- Company Regulations and amendments if aplicable
- Legible copy of one (1) valid identification of the founders and beneficiaries of the Private Investment Company: Foreigners – passports / Panamanians – identity card
- Declaration of income or assets
Further information
To obtain further information on Money Market Accounts – Corporate Banking, write us at this email and one of our executives will communicate with you.

Checking Account in Foreign Currency
CHEKING ACCOUNT IN FOREIGN CURRENCY
Deposit account at sight allowing you to keep funds in foreign currency, for payments to suppliers, business-related or personal payments.
We offer accounts in the following currencies:
- EURO
Conditions
- Exclusively available at our Panamá office
- Minimum opening amount:
Minimum amount EURO | EUR 3,000.00 |
- Not a checking writing or interest bearing account.
- Charges are made in the designated currency of the account.
Benefits
- Online Banking services with access to your account 24/7 from anywhere in the world – account balances, inquiries and funds transfers.
- We have an extensive list of intermediary banks to facilitate your wire transfers and payment orders
- Minimize your currency exchange risk by having funds in the currency of your choice.
- Receipts and payments in foreign currency
Requeriments
- Articles of incorporation of the company and all the amendments made
- Current legal status
- Power of Attorney (if applicable)
- A valid identification of each of the dignitaries, owners and * signatories. * Miami Office two (2) valid identifications (required).
- Two (2) bank references addressed to Banco Internacional de Costa Rica S.A
- Financial statements
- Last electrical or telephone bill
- Bank forms
For Private Investment Companies, the following additional requirements are considered:
- Private Investment Company Regulations and amendments, if aplicable
- Legible copy of one (1) valid identification of the founders and beneficiaries of the Private Investment Company: Foreigners – passport / Panamanians – identity card
- Declaration of income or assets
Más Información
For more information on Foreign Currency Checking Accounts, email us and one of our executives will communicate with you.

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