Deposits in Foreign Currency
Deposits in Foreign Currency
At BICSA, we offer the option of diversifying your assets in the foreign currency of your choice through term deposits at competitive rates in the following currencies:
- Euros
Conditions
- Applies only to the Panama office
- Minimum opening amount: $50,000.00
- Terms from 6 months to 3 years
- Interest paid at maturity of the deposit
- Collateral loans on deposits are not allowed
- Quotes will be subject to change
Benefits
- Access to your account for inquiries and transfers using our Online Banking 24 hours a day and from anywhere in the world.
Requirements
- Copy of two (2) current identifications of the account signer. (ID and passport or license)
- Copy of (1) valid identification of each beneficiary (ID and passport, or driver’s license)
- Two Bank References addressed to BICSA by each account signer
- Copy of the last electrical or telephone bill where it indicates the physical address of the residence of each of the account holders
- Supporting documents specifying the origin of the funds
- Employment verification letter and/or Income verification letter
- Bank forms.
Further information
To obtain further information on Deposits in Foreign Currency – Private Banking, write us at this email and one of our executives will communicate with you.

At Call Deposits
At Call Deposits
Placements at sight deposits where those customers who are required to keep liquidity in the short term, are able to obtain an attractive interest rate on said funds.
This Product allows making increases, decreases, or cancellations at the request of the customer. Interest is payable on monthly basis.
Conditions
- Applies only to Panama office
- Minimum Opening Amount $100,000.00
- With due or defined expiration
Benefits
- Support from a banking institution with the highest rates of financial soundness
- Access to your account for inquiries and transfers using our Online Banking 24 hours a day and from anywhere in the world
- Availability to use your term deposit as collateral for bank credits
- Attractive yields
Requirements
- Copy of two (2) current identifications of the account signer. (ID and passport or license)
- Copy of (1) valid identification of each beneficiary (ID and passport, or driver’s license)
- Two Bank References addressed to BICSA by each account signer
- Copy of the last electrical or telephone bill where it indicates the physical address of the residence of each of the account holders
- Supporting documents specifying the origin of the funds
- Employment verification letter and/or Income verification letter
- Bank forms.
Further information
To obtain further information on At Call Deposits – Private Banking, write us at this email and one of our executives will communicate with you.

Regular Fixed-Term Deposit
Regular Fixed-Term Deposit
Our customers can invest their capital in a safe and reliable way and obtain attractive rates by opening fixed-term deposits and securing their capital for a stipulated period of time.
Conditions
- Panama Office
- o Minimum Opening Amount US$10,000.00
- Miami Office
- o Minimum Opening Amount US$50,000.00
- Terms from 30 days to 5 years
- Interest rates according to the term
Benefits
- Support from a banking institution with the highest rates of financial soundness
- Access to your account for inquiries and transfers using our Online Banking 24 hours a day and from anywhere in the world
- Availability to use your term deposit as collateral for bank credits
- Attractive yields
Requisitos
- Copia de dos (2) identificaciones vigentes de los titulares. (Cédula y pasaporte o licencia de conducir)
- Copia de (1) identificación vigente de cada beneficiario (Cédula y pasaporte, o licencia de conducir)
- Dos Referencias Bancarias dirigidas al Bicsa por cada titular del producto
- Último recibo de luz o teléfono donde indica la dirección física de la residencia
- Documentos de respaldo que sustente el origen de los fondos
- Carta de trabajo y/o Declaración de Ingresos
- Formularios del Banco
Plazo | Tasa |
---|---|
30 días | 0.50 |
60 días | 1.00 |
90 días | 1.50 |
180 días | 2.00 |
1 año | 3.00 |
2 años | 3.25 |
3 años | 3.75 |
4 años | 4.00 |
5 años | 4.50 |
*Tasas de Referencia sujetas a cambios por condiciones de mercado
Further information
To obtain further information on Regular Fixed-Term Deposit – Private Banking, write us at this email and one of our executives will communicate with you.

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